Too Big To Fail came first with the bailout laid out on a silver platter for the big banks a few years ago.  They have many advantages because of fear that their failure would tank our economy: Cheaper loans, more leeway in investigations, hardly any regulation or oversight.  Large Financial institutions continue to make record profits, and continue engage in bloating up with the express help of our government.

Criminal behavior in the same industry has often been forgiven without criminal trials,  just promises made to not do it again, and payment of fines. No one even loses their job in most cases!  Recently, even though HSBC and its subsidiaries have been providing access to cash for enemies of the United States, caught laundering money for killers and terrorists, they only pay a stinking fine.  No prison time for anyone.  No revocation of banking charter.  After doing it again and again over the years.  Continue reading →